Sep 8, 2015 10:02
8 yrs ago
1 viewer *
Dutch term
jaarlijks kostenpercentage
Dutch to English
Bus/Financial
Finance (general)
Alright, I want to ask the opinion of the hive mind on this one.
My source text has a section heading entitled "Effectieve rente (jaarlijks kostenpercentage)"
JKP ordinarily seems to be translated as APR.
But surely if we're talking effective interest rate, it should be EAPR/EAR, after all APR is nominal, no?
My client's terminology list suggests "Annual Cost Ratio" for JKP, but that isn't something I've heard of before, and I'm not entirely sure 'the Internet' is convinced either. . .
My source text has a section heading entitled "Effectieve rente (jaarlijks kostenpercentage)"
JKP ordinarily seems to be translated as APR.
But surely if we're talking effective interest rate, it should be EAPR/EAR, after all APR is nominal, no?
My client's terminology list suggests "Annual Cost Ratio" for JKP, but that isn't something I've heard of before, and I'm not entirely sure 'the Internet' is convinced either. . .
Proposed translations
(English)
| 4 | annual percentage rate of change |
Peter Simon
|
| 3 | annual percentage rate (APR) |
Kitty Brussaard
|
Change log
Sep 8, 2015 10:02: changed "Kudoz queue" from "In queue" to "Public"
Proposed translations
1 hr
Peter Simon
Netherlands
Netherlands
Native in English
Netherlands
ATA cert.,ENHU transl.,MA,MS, Netherl.
Native in: Hungarian (Variant: Hungary) 
, English (Variant: British) 
Works in: English to Hungarian, Hungarian to English, Dutch to Hungarian, and 2 more.
annual percentage rate of change
That's what we get from Linguee (jaarlikse kostenpercentage, mostly), looks fine to me.
4 days
Kitty Brussaard
Netherlands
Netherlands
Native in Dutch
Specializes in field
Netherlands
Business Language Solutions
Native in: Dutch (Variant: Netherlands)
Works in: English to Dutch, Dutch to English, Dutch
Related KudoZ points
:
91
annual percentage rate (APR)
De vertaling voor jaarlijks kostenpercentage is wat mij betreft klip en klaar: annual percentage rage (APR), zoals ook door jouzelf genoemd.
Het feit dat de auteur deze term tussen haakjes toevoegt aan het kopje 'Effectieve rente' is inderdaad verwarrend. Beide begrippen zijn wel gerelateerd, dus misschien is dat de reden waarom de auteur hiervoor gekozen heeft. Of wellicht keert deze term terug in de tekst onder dit kopje. Ik zou dan ook niet zonder meer gaan sleutelen aan deze term (zoals je voorstelt bij je vraag).
What is the difference between a mortgage interest rate and an APR?
(...)
The interest rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. It does not reflect fees or any other charges you may have to pay for the loan.
An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage broker fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.
http://www.consumerfinance.gov/askcfpb/135/what-is-the-diffe...
The effective interest rate, effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears.
It is used to compare the annual interest between loans with different compounding terms (daily, monthly, annually, or other). The effective interest rate differs in two important respects from the annual percentage rate (APR):
the effective interest rate generally does not incorporate one-time charges such as front-end fees;
the effective interest rate is (generally) not defined by legal or regulatory authorities (as APR is in many jurisdictions).
By contrast, the effective APR is used as a legal term, where front-fees and other costs can be included, as defined by local law.
https://en.wikipedia.org/wiki/Effective_interest_rate
Het feit dat de auteur deze term tussen haakjes toevoegt aan het kopje 'Effectieve rente' is inderdaad verwarrend. Beide begrippen zijn wel gerelateerd, dus misschien is dat de reden waarom de auteur hiervoor gekozen heeft. Of wellicht keert deze term terug in de tekst onder dit kopje. Ik zou dan ook niet zonder meer gaan sleutelen aan deze term (zoals je voorstelt bij je vraag).
What is the difference between a mortgage interest rate and an APR?
(...)
The interest rate is the cost you will pay each year to borrow the money, expressed as a percentage rate. It does not reflect fees or any other charges you may have to pay for the loan.
An annual percentage rate (APR) is a broader measure of the cost to you of borrowing money. The APR reflects not only the interest rate but also the points, mortgage broker fees, and other charges that you have to pay to get the loan. For that reason, your APR is usually higher than your interest rate.
http://www.consumerfinance.gov/askcfpb/135/what-is-the-diffe...
The effective interest rate, effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears.
It is used to compare the annual interest between loans with different compounding terms (daily, monthly, annually, or other). The effective interest rate differs in two important respects from the annual percentage rate (APR):
the effective interest rate generally does not incorporate one-time charges such as front-end fees;
the effective interest rate is (generally) not defined by legal or regulatory authorities (as APR is in many jurisdictions).
By contrast, the effective APR is used as a legal term, where front-fees and other costs can be included, as defined by local law.
https://en.wikipedia.org/wiki/Effective_interest_rate
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