English term
Credit
I found it when I read this page:
https://blog.credit.com/2015/09/how-often-can-i-apply-for-ne...
How Much Is Too Much?
Since I have a long credit history, opening up one or two credit card accounts in a three-month period will have a small effect on my score that is easily manageable, so long as I am not applying for other forms of credit at the same time. How does that work? It’s important to remember that your applications for new credit make up only 10% of your credit score, which is a relatively small portion compared to your payment history (35%), and your amounts owed (30%). So as I like to say and do: Pay all your bills on time, and carry very little debt, and it will be very hard not to have excellent credit.
| 5 +4 | see explanation |
Mark Robertson
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| 5 +4 | loans |
philgoddard
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| 5 +1 | credit score |
Marco Belcastro Bara
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Jun 6, 2019 13:42: Susan Welsh changed "Level" from "PRO" to "Non-PRO"
PRO (1): Marco Belcastro Bara
Non-PRO (3): Yvonne Gallagher, Rachel Fell, Susan Welsh
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Responses
Translations by lawyers for lawyers
Native in: English 
Works in: Portuguese to English, English
see explanation
1) "your applications for new CREDIT" = loans
2) "it will be very hard not to have excellent CREDIT" = credit score
Italy
Technical Software Engineering Patents
Native in: Italian (Variants: Neapolitan, Tuscan / Toscano, Standard-Italy, Roman / Romanesco) 
Works in: English to Italian, Italian to English, Spanish to English, and 3 more.
credit score
nature)
| neutral |
Tony M
: Although this text is talking all about 'credit score', that's not actually the meaning given to 'credit' here — neither is it terribly helpful to Asker to use the same word to explain it!
2 hrs
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The answer makes perfect sense because it takes a SCORE to determine an individual's ability to obtain Loans/Cards/Credit in the USA. The word CREDIT in a new application refers to historical scores. Hence my answer.
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| disagree |
Yvonne Gallagher
: "application for new credit" does NOT mean credit score (in any jurisdiction)and with Tony re using the same term in explanation//I suggest you read the sentence in question several times as you haven't understoood the English
4 hrs
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I'm AMERICAN born and raised. English is my 1st and only language. I'm Marco's wife and helping him. I also have a license to practice Loans in CA so I can definitely say I'm 100% qualified and completely understand the original question and context.
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| agree |
Liane Lazoski
5 hrs
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Thank You :)
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| agree |
Charlesp
11 hrs
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Thank you :)
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United States
Six languages into flawless English
Native in: English
Works in: German to English, French to English, Spanish to English, and 4 more.
loans
http://www.merriam-webster.com/dictionary/credit
| agree |
Tony M
49 mins
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| agree |
Jennifer Caisley
1 hr
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| agree |
Charlesp
9 hrs
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| agree |
Yvonne Gallagher
1 day 4 hrs
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