Glossary entry (derived from question below)
French term or phrase:
taux de détention de crédits
English translation:
proportion (of households) that use credit
French term
taux de détention de crédits
Working on a report for a provider of consumer credit, I have come across this term. They are defending the use of credit by households, in that it enables them to buy the things they need.
Les dépenses des ménages au travers du crédit s’élèvent à minima à 7% du PIB pour les cinq premières puissances économiques européennes.
Le taux de détention des crédits au global est de 47,8% en 2017 et 2018.
Le taux de détention de crédits à la consommation est de 27% (observatoire des crédits aux ménages – 2018).
Any help with this would be greatly appreciated.
David
Feb 3, 2021 17:00: Conor McAuley Created KOG entry
Proposed translations
The percentage of households that use credit is...
Seemingly "households" in your context, otherwise "people" or "consumers".
Using credit means you borrow money to buy something.
You borrow money (with your credit card or loan).
You buy the thing you want.
You pay back that loan later – with interest.
Using Credit | Consumer.gov https://www.consumer.gov/articles/1010-using-credit
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Note added at 1 hr (2021-01-29 11:41:02 GMT)
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proportion, thanks Phil
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Note added at 5 days (2021-02-03 16:57:53 GMT) Post-grading
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Thank you David!
rate of credit holdings
[...] balance sheet items (i.e. deposit liabilities to non-MFIs, loans to non-MFIs, and holdings of securities issued by non-MFIs).
https://www.linguee.fr/francais-anglais/search?source=auto&query=d%C3%A9tention+de+cr%C3%A9dits://
disagree |
AllegroTrans
: This hasn't got anything at all to do with shares
3 hrs
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disagree |
Daryo
: a linguee search as a "reference"? which are exactly the few gems (recovered from under mountains of out-of context rubbish) that your search has produced?
13 hrs
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percentage of households with credit debt/consumer credit debt
agree |
Daryo
12 hrs
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Thanks!
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agree |
AllegroTrans
1 day 19 hrs
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neutral |
Steve Robbie
: "credit debt" - would you really say that?
2 days 17 hrs
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percentage of credit contract holders
https://www.consumerprotection.govt.nz/general-help/consumer...
credit take-up rate
....Le taux de détention de crédits à la consommation > consumer credit take-up rate
Middling confidence level as take-up is a fuzzy match with détention, besides which I used to fall asleep during UK Consumer Act 1974 lectures.
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Note added at 1 jour 9 heures (2021-01-30 19:51:28 GMT)
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UK Consumer *Credit* Act 1974
November 2020. In November, consumer credit increased at a seasonally adjusted annual rate of 4.4 percent. Revolving credit decreased at an annual rate of 1.0 percent, while nonrevolving credit increased at an annual rate of 6.1 percent.
Microcredit contracts, risk diversification and loan take-up.
http://forum.wordreference.com/threads/credit-card-take-up.90139/
http://context.reverso.net/traduction/anglais-francais/take-up+rate
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