English to Spanish Bus/Financial Insurance

One of the key benefits of any kind of life insurance is the tax-free death benefit. However, some speculators began to transfer life insurance policies between parties in order to reap large tax-free windfalls. In order to discourage this, Congress declared that any life insurance policy that is transferred for any kind of material consideration may become partially or fully taxable when the death benefit is paid out.

The Transfer-for-Value Rule
The transfer-for-value rule states that once the recipient of a life insurance policy transfers the benefit to another party, the tax exempt status of the policy will be removed and the purchaser will have to pay income tax on a portion of the death benefit.

Alguien me puede ayudar con este término? Podrá ser "transferir a título oneroso" como sale en uno de los glosarios?