Poll: What percentage of your income do you save? Thread poster: ProZ.com Staff
| | Adnan Özdemir Türkiye Local time: 17:37 Member (2007) German to Turkish + ... I have a new house... | Dec 31, 2010 |
And I must spare 45-55 % of my income for 2 years. Saludos desde Anatolia Anadolu'dan selamlar
[Edited at 2010-12-31 11:16 GMT] | | | Textklick Local time: 15:37 German to English + ... In memoriam Save or invest? | Dec 31, 2010 |
The word is 'private pension'... | | | Adnan Özdemir Türkiye Local time: 17:37 Member (2007) German to Turkish + ...
Hi Chris, To invest a house is tambien private pension i think. imho Saludos
[Edited at 2010-12-31 13:58 GMT] | |
|
|
Michael Harris Germany Local time: 16:37 Member (2006) German to English
Do you mean save as in not spend it, or save as in put it aside to spend when needed? My accountant says 1/3 wages, 1/3 tax and 1/3 company payments. My wages, mostly for my property and al lot for my private pension and then the rest... It is nothing that I can say that are savings though, just making sure that everything runs well when I am retired | | | John Cutler Spain Local time: 16:37 Spanish to English + ... Probably 10-15% | Dec 31, 2010 |
I always had trouble saving then I finally started an account that automatically transferred a certain amount every month to a separate savings account. It was really the only way to set some money aside; otherwise, the money just seemed to go continually for one thing or another. The basic idea is that the money will be for retirement, but it also never hurts to have a rainy day fund. | | | neilmac Spain Local time: 16:37 Spanish to English + ...
Best laid plans again. Never been able to save. Every time I think I have enough put aside for some purpose, something else crops up to devour the cash ... and it's back to square one. I have no pension savings or scheme either and it's too late to start, but as long as my bills are paid and I have no debts, I'm reasonably happy. | | | Textklick Local time: 15:37 German to English + ... In memoriam
Adnan Özdemir wrote: Hi Chris, To invest a house is tambien private pension i think. imho Saludos
[Edited at 2010-12-31 11:52 GMT] Not sure about that. What do you want to do - rent it out/sell it when you retire? I've got the house. I want the pension so I can pay the heating bills if the temperature hits -40 degs. when I am 90! | |
|
|
Adnan Özdemir Türkiye Local time: 17:37 Member (2007) German to Turkish + ...
Textklick wrote: Adnan Özdemir wrote: Hi Chris, To invest a house is tambien private pension i think. imho Saludos
[Edited at 2010-12-31 11:52 GMT] Not sure about that. What do you want to do - rent it out/sell it when you retire? I've got the house. I want the pension so I can pay the heating bills if the temperature hits -40 degs. when I am 90! I am living in Turkey, the population grows, i think it for rent in my older life. You are true too imho. Important is in which country we live. Saludos | | |
neilmac wrote: Best laid plans again. Never been able to save. Every time I think I have enough put aside for some purpose, something else crops up to devour the cash ... and it's back to square one. I have no pension savings or scheme either and it's too late to start, but as long as my bills are paid and I have no debts, I'm reasonably happy. ... though the big difference is that I do have a pension scheme. But, like you, every time I put money aside, something happens (in general my children...) and there it goes! | | | Sheila Wilson Spain Local time: 15:37 Member (2007) English + ... I've already put money aside for rainy days | Dec 31, 2010 |
Now, at 55, I'm afraid there may not be enough rainy days to use up all those savings! I certainly didn't earn it all just to leave it to the kids so I'm enjoying spending some now. I'm using all spare cash to invest in an easier retirement:- a lovely kitchen, good insulation around the house, a cheap and efficient heating system (cheap to run, that is - incredibly expensive to install), a new, non-guzzling car etc. | | | Does paying down debt count? | Jan 2, 2011 |
I built up some debt 3-4 years ago remodeling parts of my house. Long story. My first priority is paying it down so I won't have the burden - or the interest - to worry about. Also, my spending habits have improved enormously. For example, I "saved" money by not buying new clothes for a long time, even when going on a trip. I don't succumb to impulse purchases. No more massages. I have cut my telephone bill to one-sixth of what it used to be. | | | To report site rules violations or get help, contact a site moderator: You can also contact site staff by submitting a support request » Poll: What percentage of your income do you save? Trados Business Manager Lite | Create customer quotes and invoices from within Trados Studio
Trados Business Manager Lite helps to simplify and speed up some of the daily tasks, such as invoicing and reporting, associated with running your freelance translation business.
More info » |
| Protemos translation business management system | Create your account in minutes, and start working! 3-month trial for agencies, and free for freelancers!
The system lets you keep client/vendor database, with contacts and rates, manage projects and assign jobs to vendors, issue invoices, track payments, store and manage project files, generate business reports on turnover profit per client/manager etc.
More info » |
|
| | | | X Sign in to your ProZ.com account... | | | | | |