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English translation: high concentration of deposits among/in a few accounts

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Russian term or phrase:высокая концентрация остатков
English translation:high concentration of deposits among/in a few accounts
Entered by: Alexander Kondorsky

06:48 Nov 8, 2021
Russian to English translations [PRO]
Bus/Financial - Finance (general) / ЦБ РФ
Russian term or phrase: высокая концентрация остатков
высокая концентрация остатков на расчетных и срочных счетах
Alexander Kondorsky
Russian Federation
Local time: 08:03
high concentration of deposits among/in a few accounts
Explanation:
Клиентская база проявляет высокую активность, платежная динамика стабильная, ежемесячные обороты по счетам клиентов находятся на уровне 26—27 млрд рублей. Согласно отчетности по МСФО за 2014 год, наблюдается высокая концентрация остатков на клиентских счетах: на трех крупнейших заемщиков приходится 43,5% общей суммы средств клиентов. Зависимость от средств физлиц оценивается как умеренная.
https://bankir.my1.ru/publ/banki/forshtadt/1-1-0-394

weak asset quality, a dependence on government borrowing and the high concentration of deposits among a few large corporate clients.
https://country.eiu.com/article.aspx?articleid=1176811101&Co...

There is a high concentration of deposits in a few accounts. Deposits greater than DH 24,000 are concentrated in 4 percent of accounts, while 82 percent of accounts have deposits of less than DH 1000 (51 percent of accounts have deposits of less than DH 100, and are probably inactive).
https://documents1.worldbank.org/curated/en/4862714683240147...
Selected response from:

Frank Szmulowicz, Ph. D.
United States
Local time: 01:03
Grading comment
Thanks a lot!
4 KudoZ points were awarded for this answer



Summary of answers provided
3high account balances
Lesia Kutsenko
3high concentration of deposits among/in a few accounts
Frank Szmulowicz, Ph. D.
3a high number of accounts with positive balances
Natalia Potashnik


Discussion entries: 1





  

Answers


53 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
high account balances


Explanation:
Another way to avoid high account balances is to invest. https://getpenta.com/en/blog/negative-interest-rates-and-how...

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Note added at 1 hr (2021-11-08 07:55:53 GMT)
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high number of balances

e.g.: ... This has the potential to impact a high number of balances ...
https://tinyurl.com/84fnyjr4

Lesia Kutsenko
Canada
Local time: 01:03
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 12
Notes to answerer
Asker: Здесь же не просто "высокие остатки", а их концентрация. И как банк может бороться с остатками на клиентских счетах? Эти суммы могут уменьшить только их владельцы -- клиенты банка

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5 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
high concentration of deposits among/in a few accounts


Explanation:
Клиентская база проявляет высокую активность, платежная динамика стабильная, ежемесячные обороты по счетам клиентов находятся на уровне 26—27 млрд рублей. Согласно отчетности по МСФО за 2014 год, наблюдается высокая концентрация остатков на клиентских счетах: на трех крупнейших заемщиков приходится 43,5% общей суммы средств клиентов. Зависимость от средств физлиц оценивается как умеренная.
https://bankir.my1.ru/publ/banki/forshtadt/1-1-0-394

weak asset quality, a dependence on government borrowing and the high concentration of deposits among a few large corporate clients.
https://country.eiu.com/article.aspx?articleid=1176811101&Co...

There is a high concentration of deposits in a few accounts. Deposits greater than DH 24,000 are concentrated in 4 percent of accounts, while 82 percent of accounts have deposits of less than DH 1000 (51 percent of accounts have deposits of less than DH 100, and are probably inactive).
https://documents1.worldbank.org/curated/en/4862714683240147...

Frank Szmulowicz, Ph. D.
United States
Local time: 01:03
Works in field
Native speaker of: Native in EnglishEnglish, Native in PolishPolish
PRO pts in category: 109
Grading comment
Thanks a lot!
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8 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
a high number of accounts with positive balances


Explanation:
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Natalia Potashnik
United States
Local time: 23:03
Works in field
Native speaker of: Russian
PRO pts in category: 16
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